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Each year, millions of Americans wait until the last day of Open Enrollment to sign up for health insurance, although that’s never recommended. On December 15, which falls on a Saturday this year, marks the end of the Affordable Care Act’s sixth successful Open Enrollment Period for most states.
Each year, there are some states that choose to give their residents a little longer to find that perfect marketplace plan, and this year is no different. Here are the following states that decided to extend their Open Enrollment for 2019.
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States Extending Open Enrollment 2019
When President Obama and his administration first passed the Affordable Care Act in 2010, they designed the enrollment period to last 90 days. However, when President Trump took office, in an effort to undermine the largest healthcare reform law ever passed, he slashed the enrollment period in half. Now, lasting only 45 days, some states decided that it just wasn’t enough time for people to find a great plan, so the following states chose to extend their marketplace Open Enrollment Period for 2019.
- California - Open Enrollment extended through January 15, 2019.
- Colorado - Open Enrollment extended through January 15, 2019.
- Massachusetts - Open Enrollment extended through January 23, 2019.
- Minnesota - Open Enrollment extended through January 31, 2019.
- New York - Open Enrollment extended through January 31, 2019.
- Rhode Island - Open Enrollment extended through December 23, 2018.
- Washington DC - Open Enrollment extended through January 31, 2019.
Keep in mind that these are the states that opted to extend their Open Enrollment before it even began. There is still a chance that more states will follow suit, and keep their marketplaces open for residents even after the 2019 deadline passes. Make sure to check back for updates and see if your state makes the list.
Don’t be too hard on yourself if you forgot to sign up for health insurance through your state’s marketplace this year, there are still plenty of affordable options available. First, check if you are eligible for a Special Enrollment Period, because if you are, then you may qualify for your own extended enrollment period.
If you don’t qualify for a Special Enrollment Period, your best options will be enrolling in individual or family plans outside of the marketplace. The following are some great health insurance plans that you may want to explore:
- Private health insurance plans
- Family health insurance plans
- Short-term health insurance plans
- Supplemental health insurance plans
FirstQuote Health not only offers some of the most comprehensive information about health insurance but also helps people just like you find and enroll in the perfect plan. With FirstQuote Health, you can explore some of the best policies available in your area, and even compare health insurance quotes side by side to find something that fits your needs and budget. Talk to one of our experienced agents with no obligation, and get enrolled as early as today!