- Overview Of Health Insurance In Alaska
- Finding Health Coverage In Alaska
- Alaska Medical Insurance Numbers
- Is Health Insurance Mandatory In Alaska?
Overview Of Health Insurance In Alaska
Alaska, known as The Last Frontier for the diverse terrain and sparse population, is probably most well known for its sheer size, oil production, and long winters. As the 49th state to enter the union, Alaska ranks number 1 when it comes to land size, but only 48th for its population.
With its beautiful landscape and scenery, it’s no wonder that Alaskan residents health rank lands them at number 33 in the country. While most residents do a great job of taking care of their health, the population severely lacks when it comes to health insurance, but that doesn’t mean you can’t find affordable coverage today.
Finding Health Coverage In Alaska
Alaska doesn’t quite have as many options when it comes to coverage as some other states, but that doesn’t mean you can’t find a plan that fits your needs. Health insurance is more important than people may realize. Not only does it keep you protected in case of an emergency, but also offers tons of other health benefits including preventive services to keep you healthy. Here’s how to get started:
Alaska Open Enrollment Dates
Alaska holds by the new federal Open Enrollment Period that was created under President Trump. Currently, The Last Frontier is a participant in the federally run health insurance marketplace, which will be open to individuals and families through the following dates:
- November 1, 2018 - December 15, 2018
For many, the Affordable Care Act’s (ACA) health insurance marketplace will be the best place to find affordable coverage. When health insurance companies choose to offer their plans on the exchange, they must adhere to a certain set of standards and regulations, which includes not denying coverage based on medical history. Meaning, if you or anyone on your policy has any pre-existing or chronic health conditions, you don’t have to break the bank.
Another benefit to enrolling through Alaska’s health insurance marketplace is you become eligible for government subsidies based on your income. If you’re one of the millions of Americans who qualifies for subsidized coverage, or think you may be eligible for other government programs like Medicaid, this is definitely a good place to start your search.
Alaska Health Insurance Quotes
If you’re one of the millions of Americans who don’t qualify for subsidized health coverage through the marketplace, there are other options that can save your money. More individuals and families are turning to the private sector to find cheap health insurance in Alaska that still gives them the coverage they need. If you’re one of those Americans, here’s how FirstQuote Health can help you.
FirstQuote Health is a free health insurance quoting service that lets you compare plans and pricing in your area in just minutes. Find the best rates and coverage options in Alaska, or talk to an experienced agent who can point you in the right direction. To get started, enter your zip code, and get covered as quickly as today.
Coverage From Alaska’s Best Health Insurance Companies
If you already have a health insurance company in mind, and pricing isn’t a factor, then you can enroll with directly with one of Alaska’s top health insurance providers. While you’ll miss out on finding the lowest cost health insurance plan in your area, you’ll be able to get coverage quickly. Some of the most popular options for Alaska residents include:
- Oregon Dental
- Premera Blue Cross
- American Intl
As mentioned above, it’s important to do your research when enrolling with a health insurance company. Keep in mind, just because a company has a recognizable name and expensive health insurance, doesn’t mean that it’s the best or right coverage for you. Make sure to read up on reviews and the experiences other members may have. A quick search online will provide you tons of information on Alaska health insurance companies, or, you can read reviews through FirstQuote Health.
Alaska Medical Insurance Numbers
Is Health Insurance Mandatory In Alaska?
Health insurance is not mandatory in Alaska starting in 2019. After the Affordable Care Act (Obamacare) passed, one of the pieces of legislation that went into effect was called the individual mandate. The mandate required every American to be enrolled in a health insurance plan, or face a tax-penalty, though there were some exceptions to the rule.
However, this piece of legislation was, and still is, pretty controversial. After a few unsuccessful attempts to fully repeal and replace Obamacare, President Trump decided to take a different approach. He signed an executive order to eliminate the individual mandate in 2019 in an effort to undermine the health insurance marketplace. Some states fought back by implementing their own versions of the mandate, but Alaska was not one of those states.