- Overview Of Health Insurance In Florida
- Finding Health Coverage In Florida
- Florida Medical Insurance Numbers
- Is Health Insurance Mandatory In Florida?
Overview Of Health Insurance In Florida
Florida, nicknamed The Sunshine State for it’s warm weather and miles of pristine beaches, is known for citrus crops, unique news headlines, and its population of alligators. As the 27th state to enter the union, Florida ranks 3rd in total population, but only 22nd in area.
Florida is far from the unhealthiest state, but still has plenty of room for improvement when it comes to the overall health of the population, as does the rest of the country. Ranking number 32 in the country, Florida falls somewhere in the middle of the pack, but if you’re looking to improve your health, here’s what you need to know.
Finding Health Coverage In Florida
What many Floridians may no realize is that health insurance does more than just protect you from high medical bills in the event of an emergency. Sure, eating right and staying active is a great way to get on track for a healthier lifestyle, but health insurance also plays a key role. Having health insurance in Florida gives you access to tons of benefits, including important things like preventive care and access to a primary care physician. If you’re looking for health insurance in Florida, here’s how to get started.
Florida Open Enrollment Dates
Each year since the Affordable Care Act was implemented, residents of Florida heave the ability to enroll in health coverage regardless of their medical history or income level. The annual period is known as Open Enrollment. While the majority of states adhere to the federal Open Enrollment Period, Florida has yet to announce when they will hold theirs. As of know, the tentative date for Florida’s Open Enrollment runs through the following dates:
- November 1, 2018 - December 15, 2018
During Open Enrollment, the Affordable Care Act marketplaces and exchanges are open for business. For some, purchasing health insurance through Florida’s marketplace will be the most affordable option, especially for anyone living with pre-existing or chronic health conditions since companies can’t deny you coverage. It’s also the only time you can apply for health insurance subsidies depending on your income level.
Florida Health Insurance Quotes
While the Affordable Care Act was passed with good intentions, it did price out millions of Americans who don’t qualify for government subsidies. If you happen to be one of those people, then you may want to look for affordable health insurance in Florida’s private sector, and FirstQuote Health can help you get started.
FirstQuote Health specializes in helping people like you find cheap and affordable health insurance in Florida without compromising quality of coverage. Our free quoting service lets you shop for and compare health insurance quotes across the state of Florida in just minutes, and all you have to do to get started is enter your zip code. You can even get in touch with an experienced agent who can help guide you in the right direction. To get started, simply enter your zip code, and get covered as quickly as today.
Coverage From Florida’s Best Health Insurance Companies
If you already have health insurance, or have a company in mind, then another option is to skip the shopping process all together. Being one of the largest states in the country, Florida has tons of quality health insurance providers to choose from. Some of the best health insurance companies in Florida include the following:
- Guidewell Mutual
One thing to remember when enrolling directly with a health insurance company is that you may not be getting the cheapest or best coverage for you. Each person has unique healthcare needs. Meaning, just because you recognize the brand name of an insurance company, doesn’t mean that it will provide you with the best coverage.
It’s important to do a little bit of research before signing up, especially since medical insurance is one of the most important investments you can make. So, take some time to see what other members are saying about their experience. A quick search for reviews will give you a good idea if you’re signing up for the right coverage, or you can learn more about your company through FirstQuote Health.
Florida Medical Insurance Numbers
Is Health Insurance Mandatory In Florida?
No, starting in 2019, health insurance will no longer be mandatory in the state of Florida. When the Affordable Care Act was passed, what many refer to as Obamacare, it created something known as the individual mandate. The individual mandate required all Americans to be enrolled in health insurance, with a few exceptions, or face a penalty come tax season.
It didn’t take long after President Trump took office for him to sign an executive order eliminating the controversial mandate. However, in an effort to keep Obamacare alive, some states did opt to create their own versions of the individual mandate, though Florida was not one of those states.