- Overview Of Health Insurance In Georgia
- Finding Health Coverage In Georgia
- Georgia Medical Insurance Numbers
- Is Health Insurance Mandatory In Georgia?
Overview Of Health Insurance In Georgia
Georgia, also called the Peach State since it is the number one producer of peaches, is known as the birthplace of civil rights, for its production of pecans and peanuts, and as the birthplace of Coca-Cola. As the 4th state to enter the union, dating all the way back to 1788, Georgia is the 8th most populous state, and the 24th largest in area.
For the most part, Georgians fall just outside the middle tier when it comes to health, landing at number 37 in health rankings. Even if you consider yourself healthy, there is always room for improvement when it comes to taking care of your healthcare, so here’s what you need to know.
Finding Health Coverage In Georgia
What some people may not realize, is that leading an active lifestyle and eating right is just half the battle when it comes to taking care of yourself. Health insurance is more than just a protection plan against unforeseen medical bills, it actually plays an important role in your overall health.
Having health coverage gives you access to a variety of medical benefits including preventive services and primary care physicians. The best part about living in Georgia is that you have access to some of the top health insurance options in the country, so if you’re not covered, or looking to switch plans, here’s what you need to know.
Georgia Open Enrollment Dates
Open Enrollment is the busiest time of year for the medical insurance industry, because it’s the time of year that the Affordable Care Act (Obamacare) marketplace and exchanges are open for business. Georgia is a participant in the federal marketplace, meaning that it adheres to the federal Open Enrollment Period. So, if you’re a resident, Georgia’s Open Enrollment Period runs through the following dates:
- November 1, 2018 - December 15, 2018
During Georgia’s Open Enrollment Period, residents will have the ability to enroll in health insurance plans without having to worry about being denied coverage for pre-existing or chronic health conditions. Georgia’s marketplace is also where you’ll be able to apply for subsidized coverage depending on your income level. For some, the Obamacare marketplace will be the most affordable health insurance option in the state of Georgia.
Georgia Health Insurance Quotes
While the Affordable Care Act was passed with good intention, the marketplace has become expensive for individuals and families who don’t qualify for government subsidies or premium tax credits. If you are one of the millions of Americans who were priced out of the health insurance marketplace, then your best bet is to join the growing trend of people turning to the private sector, and that’s where FirstQuote Health can help you.
FirstQuote Health specializes in helping residents find cheap health insurance quotes in Georgia, which takes the pain out of shopping. Plans and pricing will vary depending on where you live, so by entering your zip code you’ll be able to see what’s available by you. You can even talk to an experienced agent with no obligation, and get covered as soon as today.
Coverage From Georgia’s Best Health Insurance Companies
If you’re already enrolled in a health insurance plan and are happy with your coverage, or you have a company in mind, then the easiest way to get coverage is by signing up with the health insurance provider directly. As mentioned before, the Peach State has some of the best plans available in the country. So, if you’re looking to enroll with one of the best health insurance companies in Georgia, here are some of the most popular options.
Keep in mind, if you opt to enroll directly with a health insurance company, you may end up paying more than you would if you compared quotes. You also may end up with a policy that doesn’t fit all your needs. Everyone’s healthcare needs are different, so what works for someone else may not work for you and your family.
It’s a good idea to do a little research before enrolling, even if you plan to enroll with a company with a recognizable brand name and great reputation. A simple search online will show you what current and past members are saying about their experience, or you can read up on your provider of choice with FirstQuote Health.
Georgia Medical Insurance Numbers
Is Health Insurance Mandatory In Georgia?
No, health insurance is no longer mandatory in the state of Florida starting in 2019. After the Affordable Care Act took effect, it implemented what is known as the individual mandate, a rule requiring Americans to purchase health insurance or face a tax penalty. The piece of legislation was highly controversial, which resulted in a lot pushback from the GOP.
Not long after President Trump took office, he signed an executive order that effectively ended the individual mandate starting in 2019. However, some states, in an effort to protect the Affordable Care Act, decided that they would implement individual mandates of their own. Georgia was not one of those states.