- Overview Of Health Insurance In Indiana
- Finding Health Coverage In Indiana
- Indiana Medical Insurance Numbers
- Is Health Insurance Mandatory In Indiana?
Overview Of Health Insurance In Indiana
Indiana, popularly nicknamed The Hoosier State for reasons that seem to be widely debated, is known for its vast cornfields, famed college men’s basketball program, and the home of the modern day gas pump. As the 19th state to be admitted to the union, Indiana is the 17th most populous state, but only comes in at number 38 in total area.
The Hoosier State finds itself just outside of the middle tier, finding itself at number 35 in the state health rankings. While there’s definitely room for improvement in Indiana, the same should be said about the rest of the country. If you live in Indiana, and are looking to have all of your healthcare needs taken care of, here’s what you need to know.
Finding Health Coverage In Indiana
When most think about leading a healthy lifestyle, the first things that come to mind are staying active and eating right. While those to factors are incredibly important, you may not realize that it only accounts for half the battle. Contrary to popular belief, health insurance is more than just a policy that protects your finances in the event of a medical emergency, it plays a key role in your overall health as well.
Having health insurance in Indiana gives you access to some important medical benefits that you may not think to take advantage of without it. For example, health insurance offers you inexpensive, and sometimes free preventive services, and even a primary care physician who will keep you on a healthy path. If you don’t have health insurance, here’s how to find the best coverage options in Indiana.
Indiana Open Enrollment Dates
Indiana’s Open Enrollment Period is the one time during the year that the health insurance marketplace is open to all residents of The Hoosier State. Open Enrollment was created when the Affordable Care Act was passed, and gave states the option to create their own marketplace and exchanges, or participate in the federally run and managed marketplace, Indiana chose the latter. It’s during this time that you can enroll in a health insurance plan without worrying about being denied. Indiana’s Open Enrollment Period runs through the following dates:
- November 1, 2018 - December 15, 2018
As mentioned earlier, you can’t be denied coverage through the health insurance marketplace, regardless of your medical history. So, for anyone living with pre-existing or chronic health conditions, Indiana’s health insurance marketplace might offer the most affordable coverage options. Indiana’s exchange is also where you can apply for subsidized coverage depending on your income, which can help offset the growing costs of healthcare.
Indiana Health Insurance Quotes
If you’re one of the millions of Americans who don’t qualify for government subsidies or premiums tax credits, you may find yourself priced out of Indiana’s health insurance marketplace. Since the first year of the Affordable Care Act, there has a been a growing trend of individuals and families turning to the private sector to find affordable coverage.
FirstQuote Health specializes in helping residents find cheap and affordable health insurance quotes in Indiana without compromising the quality of coverage. Shopping for health insurance can get frustrating, especially if you don’t know where to start. Between the different companies, plans, and pricing, FirstQuote Health makes it easy by doing the work for you.
All you have to do is enter your zip code to see what plans are available in your area. Our free quoting service takes the pain out of comparing health insurance quotes in Indiana, and even puts you in touch with an experienced agent who can answer all of your questions. Get covered as quickly as today.
Coverage From Indiana’s Best Health Insurance Companies
If you’re happy with your current health insurance plan, or already have a provider in mind, then you can choose to just enroll directly with one of Indiana’s best health insurance companies. Luckily for you, Indiana has a ton of reputable health insurance companies to choose from, many with names you’ll probably recognize. So, if you’re looking to enroll with one of the top health insurance companies in Indiana, here are some of the most popular options.
- Indiana University Health
If you’re going to enroll directly with a health insurance company, it’s important to note that there are a few drawbacks that you should be aware of. For starters, enrolling with a health insurance company directly limits your choices, and you may end up paying more for coverage than you would have by comparing quotes with other providers. Another thing to remember is that healthcare needs change from person to person, so what works for someone else may not work for you.
Make sure to do your research before enrolling in a plan, because the last thing you want to do is end up with a policy that doesn’t cover all you medical needs. You can start by doing a quick search for reviews online, and see what current and past members are saying about their experiences. Another option is reading up on each company with sites like FirstQuote Health.
Indiana Medical Insurance Numbers
Is Health Insurance Mandatory In Indiana?
No, beginning in 2019, health insurance is no longer mandatory in the state of Indiana. After the Affordable Care Act (Obamacare) was passed, it created what is known as the individual mandate. The mandate forced all Americans to get covered, or face a penalty come tax season. The controversial piece of legislation was met with backlash, specifically by opponents of President Obama, even citing that the mandate was unconstitutional.
When President Trump took office, it came as no surprise to anyone that one of his first orders of business was signing an executive order that eliminated the individual mandate, an effort to undermine Obamacare as a whole. However, some states decided to push back and created individual mandates of their own. Indiana was not one of those states.