- Overview Of Health Insurance In Kansas
- Finding Health Coverage In Kansas
- Kansas Medical Insurance Numbers
- Is Health Insurance Mandatory In Kansas?
Overview Of Health Insurance In Kansas
Kansas, officially nicknamed The Sunflower State because of the native wild sunflowers that grow around the state, is known for delicious BBQ, being the birthplace of the helicopter, and the wildly popular Jayhawks men’s basketball program. As the 34th state admitted into the union, Kansas is the 35th most populous state and 15th largest in area.
Even with the temptation of some of the best BBQ in the country, residents of The Sunflower State found a way to land at number 27 in the state health rankings. Being the middle of the pack isn’t too shabby, but there’s always room for improvement, which rings true for states all across the US. If you’re looking to make sure all of your healthcare needs are met, here’s what you need to know.
Finding Health Coverage In Kansas
Over the last few decades, there has been a trend of people looking to get in shape fast. However, most medical professionals are in agreement that staying active and eating right is the first step to turning a new leaf when it comes to your health, but that’s only half the battle. Health insurance also plays a key role in protecting your health, meaning, it’s more than just an insurance policy that protects your finances in the event of a medical emergency.
Having comprehensive health insurance in Kansas ensures that you have access to some of the most important medical benefits. For example, without health insurance most Americans report that they don’t seek out medical attention, not only that they need, but even routine services because of the high costs. Health insurance gives you access to tons of benefits in The Sunflower State, including preventive services and even primary care physicians. So, if you are in the market for affordable health insurance in Kansas, this is how to get covered.
Kansas Open Enrollment Dates
The annual Open Enrollment Period has taken place once a year ever since the Affordable Care Act (ACA) was implemented. It’s the time that the Kansas marketplace and exchange is open for all residents to enroll in Obamacare plans without having to worry about being denied coverage.
Some states have their own Open Enrollment Period, and even their own state run health insurance exchanges. However, most states opted to participate in the federally run and managed marketplace, and that includes Kansas. That means the Kansas Open Enrollment period coincides with the federal Open Enrollment Period which runs through the following dates:
- November 1, 2018 - December 15, 2018
Kansas’s Open Enrollment Period is going to be the best option for some when it comes to finding cheap and affordable health coverage. The reason being, all plans and policies sold through the marketplace are not allowed to deny coverage to any applicant based on medical history, or even charge them higher rates. This was decided on to help anyone with pre-existing or chronic health conditions find plans that wouldn’t break the bank.
The Kansas health insurance marketplace is also where individuals and families can apply for subsidized medical coverage. Depending on your income, you may be eligible for government subsidies or premium tax credits that will lower your monthly expenses. If you qualify for looking to qualify for the Kansas Medicaid program, the marketplace is also where you can apply.
Kansas Health Insurance Quotes
The Affordable Care Act has helped plenty of Americans find and enroll in affordable health insurance who weren’t able to before, which helped reduce the number of uninsured Americans. The problem is that for the millions of individuals and families who don’t qualify for subsidized coverage, the Kansas marketplace has become too expensive. As a result, there has been a growing trend of people turning to the private sector.
FirstQuote Health specializes in helping residents in The Sunflower State find and compare the cheapest health insurance quotes in Kansas without compromising quality of coverage. Plans and pricing varies by where you live, so to get the most accurate quotes, all you have to do is enter your zip code. You can even talked to an experience agent with no obligate, who can answer your questions and point you in the right direction. Get started, and get covered as early as today.
Coverage From Kansas’s Best Health Insurance Companies
Not everyone wants to go through the hassle of shopping for a new policy, and you don’t have to. If you’re happy with your current plan, or you’re already set on a provider, you can choose to enroll directly with one of the best health insurance companies in Kansas. Some of the most popular options include the following:
- Blue Cross Blue Shield of Kansas
- Blue Cross Blue Shield of Kansas City
If you’re planning on enrolling directly with one of Kansas’s top health insurance companies, it’s important to note there are some drawbacks. Without shopping around, you may not be getting the best price in your area, and you’re also limiting the plans you can choose from.
Everyone’s healthcare needs are different, so just because you recognize a company’s logo, doesn’t mean that they are the best option for you. So, it’s still important to do your research. A quick search online will show you a ton of reviews from current and past members who will tell you about their experience. You can also choose to read up on each company through review sites like FirstQuote Health.
Kansas Medical Insurance Numbers
Is Health Insurance Mandatory In Kansas?
As of 2019, having health insurance is no longer mandatory in Kansas. Under the Affordable Care Act, health insurance became mandatory through a piece of legislation known as the individual mandate. The mandate was put in place to prop up the ACA, but was met with backlash from opponents of the new healthcare reform, with some calling it unconstitutional.
When President Trump took office, he fed into his campaign promise by attempting to repeal the ACA altogether, but was unsuccessful. So, it came as no surprise that he signed an executive order eliminating the individual mandate in an attempt to undermine the Affordable Care Act. Some states created individual mandates of their own, but Kansas was not one of those states.