- Overview Of Health Insurance In Massachusetts
- Finding Health Coverage In Massachusetts
- Massachusetts Medical Insurance Numbers
- Is Health Insurance Mandatory In Massachusetts?
Overview Of Health Insurance In Massachusetts
Massachusetts, nicknamed The Bay State along with countless other nicknames, is known for its rich history, baked beans, and its diehard sports fan bases. As the 6th state to be admitted into the union, Massachusetts is the 15th largest state by population, while only being the 44th largest in terms of total area.
Residents of The Bay State are the healthiest in the country, landing the number 1 spot in the state health rankings. Being the healthiest state is definitely an impressive feat, but there’s always room for improvement, which is true for every state across the country. So, if you’re looking to take better care of your health, here’s what you need to know.
Finding Health Coverage In Massachusetts
When most people think about their health, the first thing that comes to mind is leading a healthy lifestyle. While things like staying active and eating right are definitely important first steps to taking care of yourself, it really only account for half the battle. What many fail to realize is the health insurance also plays a key role in healthcare.
Don’t look at health insurance as just a policy that protects you in the event of medical emergencies, think about it as an investment in your health. Having coverage ensures that you have access to medical benefits such as preventive services and a primary care physician for little to no cost. Without insurance, most people tend to avoid being seen by a medical professional because they don’t want to deal with costly bills. So, if you’re looking to get get health insurance in Massachusetts, here’s how to get started.
Massachusetts Open Enrollment Dates
The Massachusetts Open Enrollment Period occurs annually, and is the one time during the year that residents can apply for health coverage through the state run marketplace and exchange. While some states choose to participate in the federally managed marketplace, Massachusetts is one of the handful of states that created their own. If you’re looking to get covered through the marketplace, Massachusetts Open Enrollment Period runs through the following dates:
- November 1, 2018 - December 23, 2018
The Massachusetts health insurance marketplace is definitely a great place to start your search. The reason being, companies who offer their plans on the exchange are required to meet certain standards, and aren’t allowed to deny coverage to anyone based on medical history. So, if you, or anyone on your policy is living with pre-existing or chronic health conditions, the marketplace may offer the best coverage for you.
Another benefit of enrolling through the Massachusetts exchange is the ability to apply and qualify for government subsidies. You can qualify for subsidized medical coverage or premium tax credits based on your income, which can end up saving you a ton on your healthcare. If you’re eligible for Medicaid, the marketplace is also where you can go to apply.
Massachusetts Health Insurance Quotes
The Affordable Care Act (Obamacare) was, and still is the center of controversy. There’s no denying that Obamacare put health insurance within reach for millions of Americans for the first time, helping reduce the uninsured rate in this country. However, for million of middle class families who don’t make the cut for subsidized coverage, the marketplace has become too expensive. That’s why there’s a growing trend of people turning to the private sector to find health insurance they can afford.
FirstQuote Health specializes in helping residents find the cheapest and most affordable health insurance quotes in Massachusetts. By entering your zip code, you’ll be able to easily shop for and compare quotes in your area in just minutes. You can even talk to an experienced agent who can answer any questions you have, or point you in the right direction. Get started, and get yourself covered as soon as today.
Coverage From Massachusetts’s Best Health Insurance Companies
If you’re already covered, or have a provider in mind, then you may not need to spend time shopping around. A great way to get covered is by enrolling with one of the best health insurance companies in Massachusetts. Some of the most popular options include the following:
- Neighborhood Health
- Blue Cross Blue Shield of Massachusetts
If you are looking to enroll directly with one of the top Massachusetts health insurance companies, it’s important to highlight the potential drawbacks. While a company may have a great reputation, and a brand you recognize, it still may not be the best option for you. Everyone’s healthcare needs are different, so what works for someone else may not work for you.
Remember to do you research. By doing a quick search online, you’ll be able to see what current and past members have to say about their experiences, which will give you greater insight. You can also read up on different providers with trusted review sites like FirstQuote Health.
Massachusetts Medical Insurance Numbers
Is Health Insurance Mandatory In Massachusetts?
Yes, health insurance is still mandatory in Massachusetts even though the federal individual mandate will disappear in 2019. Health insurance became mandatory in the US when the Affordable Care Act was implemented, although it was met with fierce backlash by members of the GOP. The mandate was used to help prop up Obamacare, and was widely supported by proponents of the ACA.
When President Trump took office, he vowed to repeal the Affordable Care Act, and all the legislation that went along with it. However, after a handful of unsuccessful attempts, he decided to sign an executive order eliminating the individual mandate starting in 2019. Some states fought back, creating their own versions of the mandate, including Massachusetts.