- Overview Of Health Insurance In Mississippi
- Finding Health Coverage In Mississippi
- Mississippi Medical Insurance Numbers
- Is Health Insurance Mandatory In Mississippi?
Overview Of Health Insurance In Mississippi
Mississippi, nicknamed The Magnolia State after the beautiful magnolia trees, is known for being the home of big names such as Elvis, Oprah, B.B. King, and Jimmy Buffett. It’s also where National Geographic is printed, the birthplace of Barq’s Root Beer, and the site of the historic flight by The Flying Keys, which lasted over 27 consecutive days. As the 20th state to enter the union, Mississippi is the 34th most populous state, and the 32nd largest in area.
When it comes to health, there’s still some work to be done in The Magnolia State, which lands at number 50 (out of 50), in the state health rankings. Regardless of how healthy a population is, there is always room for improvement, which can be said about every state throughout the country. So, if you live in Mississippi, and are looking to take better care of yourself, here’s what you need to know.
Finding Health Coverage In Mississippi
When most people think of taking care of themselves, the first thing that comes to mind is eating right and staying active. While it’s true that those two aspects of life are extremely important, it only accounts for half the battle. Health insurance accounts for the other half, and plays a key role in your health.
Many people don’t view health coverage the right way. Sure, it’s an insurance policy that protects you financially in the event of a medical emergency, but it does more than that. Having health insurance gives you access to tons of medical benefits that most don’t take advantage of when they aren’t covered.
For example, with the right plan, you’ll have access to preventive services and a primary care physician who helps keep your health insurance check. It’s been reported, that without medical insurance, people don’t seek out routine services for fear of costly bills. With health insurance, you don’t need to worry. If you’re looking for health insurance in Mississippi, this is how to get started.
Mississippi Open Enrollment Dates
The Open Enrollment Period was created under the Affordable Care Act (ACA), and occurs once each year. During this time, Mississippi’s health insurance marketplace is open for business, and residents can enroll in affordable plans without having to worry about being denied coverage. While some states chose to create their own marketplaces and exchanges, The Magnolia State opted to participate in the federally managed marketplace. For that reason, Mississippi’s Open Enrollment Period runs through the following dates:
- November 1, 2018 - December 15, 2018
For some, Mississippi’s health exchange will offer the most affordable coverage options. When health insurance companies agree to sell their policies on the marketplace, they are agreeing to a set of standards and regulations set by the government. That includes not denying coverage, or even charging higher monthly premiums based on someone’s medical history. So, if you, or anyone on your plan have pre-existing or chronic health conditions, Mississippi’s Open Enrollment may be your best bet.
The exchange is also where you can apply for subsidized health insurance. Based on your income, you may be eligible for government subsidies or premium tax credits, which can help offset your healthcare costs. This is also where you can go to apply and qualify for Mississippi’s Medicaid program.
Mississippi Health Insurance Quotes
The Affordable Care Act was one of the largest overhaul’s of the American healthcare system, which helped put health insurance within reach for millions of people for the first time. However, while it lowered the national uninsured rate, it did create a marketplace where health insurance became increasingly more expensive for middle class individuals and families. Meaning, those who don’t qualify for subsidies, found themselves priced out, and started turning to the private sector.
FirstQuote Health specializes in helping residents find the cheapest, and most affordable health insurance quotes in Mississippi without compromising the quality of coverage. Plans and pricing varies by area, so in order to get the most accurate quotes, all you have to do is enter your zip code. From there, you’ll be able to compare plans in your area in just minutes, and even talk to an experienced agent who can help you with the process. Get started now, and get covered as early as today.
Coverage From Mississippi’s Best Health Insurance Companies
No everyone wants to spend their time shopping around, and comparing each plan they come across, which is understandable. If you’re already happy with your current coverage, or have a provider in mind, you can choose to enroll with one of the best health insurance companies in Mississippi directly, saving you time. Some of the most popular options include the following:
- Mississippi Insurance
It’s important to note, if you do plan on enrolling with one of Mississippi’s top health insurance companies, you may be doing yourself a disservice. The reason being, when you don’t shop for plans, you are limiting your options, and could end up overpaying for coverage. Also, everyone’s healthcare needs are different, so just because a company has a great reputation and recognizable brand name, doesn’t mean it’s always going to be the best option for you.
If you’re still set on enrolling directly, you can do a quick search online that will only take you minutes. See what current and past members have to say about their experiences, and decide for yourself whether or not it’s a good fit for you. You can also read up on companies through trusted review sites like FirstQuote Health before making your final decision.
Mississippi Medical Insurance Numbers
Is Health Insurance Mandatory In Mississippi?
Health insurance in Mississippi is not mandatory as of 2019. After the Affordable Care Act (Obamacare) was passed, it created the individual mandate which required all Americans to enroll in health coverage or face a tax penalty. The purpose was to create a larger risk pool, which helped prop up the marketplace, though the mandate was met with fierce backlash from opponents of Obamacare.
When President Trump took office, he promised to repeal and replace the ACA, but after a few unsuccessful attempts he decided to take a different approach. Early in his presidency, Trump signed an executive order eliminating the individual mandate starting in 2019, which was seen as a move to undermine Obamacare. Some states fought back by creating their own version of the mandate, but Mississippi was not one of those states.