- Overview Of Health Insurance In Nebraska
- Finding Health Coverage In Nebraska
- Nebraska Medical Insurance Numbers
- Is Health Insurance Mandatory In Nebraska?
Overview Of Health Insurance In Nebraska
Nebraska, nicknamed the Cornhusker State, due to the large amounts of corn the state produces. With almost 80k square miles, Nebraska comes in as the 16th largest state, as well as the 37th largest in population.
When it comes to the Cornhusker’s health, Nebraska ranks in the top half at number 22 in the state health rankings. While this is good, it should be noted that there is always room for improvement, and not only in Nebraska but the whole United States. So, if you’re looking to take better care of your own health, here’s what you need to know.
Finding Health Coverage In Nebraska
There are multiple factors that go into leading a healthy lifestyle, most people automatically think of working out and eating right, but that is only half the battle. While those are both important, another thing to note is you need to have good health insurance for the long haul.
When you are enrolled in a health insurance plan, you have access to extraordinary primary care health physicians, which will help your body stay in tip-top shape. These physicians can help you create a preventative plan to try to anticipate any issues from arising in the future. So, if you don’t have health insurance, or are looking to switch plans, here’s where to start.
Nebraska Open Enrollment Dates
The Open Enrollment Period happens once a year in Nebraska. During this time residents can enroll in health insurance plans without worrying about being denied coverage. Once the Affordable Care Act passed under President Obama’s term, states could either create their own marketplace or participate in the federal marketplace, Nebraska decided to go the federal route. For that reason, Nebraska’s Open Enrollment runs through the following dates:
- November 1, 2018 - December 15, 2018
Nebraska’s marketplace offers the most affordable coverage for most Americans. The reason being, companies that offer their plans through the exchange have to follow certain guidelines. These guidelines do not allow the providers to deny coverage, or change rates based on someone’s health conditions. So if you have any pre-existing or chronic health conditions, the marketplace may be your best option to find cheap health insurance.
The other benefit of enrolling through Nebraska’s health exchange is you can qualify for subsidized coverage. Depending on your household size and income, you may be able to get government subsidies or premium tax credits that can save you tons of money. If you qualify, the marketplace is also where you can apply for Nebraska’s Medicaid program.
Nebraska Health Insurance Quotes
When President Obama passed the Affordable Care Act, many individuals were not able to qualify for subsidies anymore. This led the middle-class to find other ways to get more affordable health insurance since the marketplace was too expensive. Many American’s turned to the private sector to find insurance, which ended up being their best bet to save on health insurance coverage.
FirstQuote Health specializes in helping people compare the most affordable health insurance quotes in Nebraska without compromising quality. By entering your zip code you will be able to compare plans and pricing for your area. You can even talk to an experienced agent with no obligation, who can help you find the perfect plan. By getting started now, you can get coverage for you and your family as soon as today.
Coverage From Nebraska’s Best Health Insurance Companies
Not everyone likes to spend time on the internet shopping around for plans. Some people are even happy with the insurance they currently have or have a provider in mind, so enrolling directly through the health insurance company would be the quickest way to go to get covered in Nebraska. Some of the most popular options in Nebraska include the following:
- BCBS of Nebraska
If you go with one of these providers, or a different provider you had in mind, you want to make sure to do quick research beforehand. An easy way to do that is doing a search on the internet to see reviews from previous and current members. You have to note that not everyone’s healthcare needs are the same, so a coverage that may work for one person may not work for you. Before making your final decision you can also read up on different companies through trusted review websites, like FirstQuote Health.
Nebraska Medical Insurance Numbers
Is Health Insurance Mandatory In Nebraska?
No, health insurance is not mandatory in Nebraska as of 2019. When Obamacare (Affordable Care Act) passed, it created the individual mandate, which required all Americans to have health coverage or face a tax penalty. The mandate was essential in keeping Obamacare alive, as it created a larger risk pool to offset the high costs of insuring pre-existing conditions. However, not everyone was happy with making health insurance mandatory, with opponents of the ACA even going so far as to say it was unconstitutional.
When President Trump took office, he tried to repeal and replace Obamacare. After a handful of unsuccessful attempts, Trump took a different approach by signing an executive order to eliminate the individual mandate as of 2019. The move was seen by many as an attempt to undermine Obamacare. Some states fought back by creating their own mandates, Nebraska was not one of those states.