- Overview Of Health Insurance In Nevada
- Finding Health Coverage In Nevada
- Nevada Medical Insurance Numbers
- Is Health Insurance Mandatory In Nevada?
Overview Of Health Insurance In Nevada
Nevada, nicknamed The Silver State, because of the importance of silver to the state’s economy and history. Most American’s relate the 24-hour casinos with this state, as well as the great expanses of desert. Coming in number 7 as the largest areas, however number 33 in population, making it number 42 in the least densely populated states.
Residents of The Silver State are one of the least healthy states coming in the health rankings as number 45, as well as number 6 for heart disease. There is definitely room for improvement in health for Nevada, as well as the rest of the United States. So, if you’re looking to take better care of your health, here’s what you need to know.
Finding Health Coverage In Nevada
Most people focus on eating right and staying active when they think of what they can do to improve their health. This is a great place to start but there is another half of the battle, which is having health insurance. Health insurance plays a key role in your personal health and overall health of Nevada.
Health insurance does come in handy when an unexpected accident happens, but it is there for more than that. If you are enrolled in a plan, you have access to amazing primary care physicians who can help create a preventive plan with you for little or no cost. These services are great and can help you avoid large medical bills down the road. If you’re not covered or aren’t happy with your current plan, here’s how you can find health insurance in Nevada today.
Nevada Open Enrollment Dates
Nevada Open Enrollment takes place annually. It is the one time of the year that The Silver State can enroll in health insurance and not be denied coverage. Once the Affordable Care Act passed, the states can stick with the federal enrollment period, or create their own marketplaces. Nevada chose to stick with the federal marketplace which runs through the following dates:
- November 1, 2018 - December 15, 2018
Many residents in Nevada will find the most affordable health insurance plan through the marketplace. If providers decided to participate in open enrollment, they are not allowed to deny coverage or change rates due to the regulations of the Affordable Care Act. So if you have pre-existing health conditions or chronic conditions, this may be your best bet at cheaper health insurance.
Based on your income and household size, you can apply for subsidized coverage through Nevada’s marketplace. The exchange may be your best option to find a plan within your budget if you are in a tight place financially. You also can apply for Medicaid, which is the state-run healthcare program which offers you coverage for little to no cost.
Nevada Health Insurance Quotes
Unfortunately, for middle-class families, Nevada’s health insurance marketplace may not be the best option to find plans. When the Affordable Care Act passed and let health insurance be reached by millions of American’s it also priced many middle-class families out of qualifying for subsidies. You will see a growing trend of families who are looking for affordable coverage turning to the private sector now.
FirstQuote Health is a company that specializes in finding residents the most affordable health insurance plans in Nevada. To start all you have to do is enter your zip code and you will be able to compare quotes in your area in minutes. If you are not the most tech-savvy person, you can also directly call the licensed agents who can find you the best plan for your budget. Check it out and get covered as soon as today.
Coverage From Nevada’s Best Health Insurance Companies
If you know a provider you want to enroll with or are happy with your current plan, then there is no need to shop around for insurance. The quickest way to get covered is to call the provider directly. Nevada is known for having great health insurance plans, from well-known providers, so it should not be hard to find an insurance that fits your needs. Here are some of the most popular providers:
- Universal Health Services
Before enrolling in one of the companies above, or a provider you had in mind, it is important to be aware of potential drawbacks. By enrolling with someone that is well-known you may not be getting the best plan for you, or the most affordable. Everyone has different healthcare needs, so you want to make sure you are enrolling in the company that fits you best.
In order to do some quick research, you may want to look at what current or previous members of the provider are saying though review websites. You can do this by simply typing ‘Company XYZ reviews’, this will give you plenty of insight to members experiences with the provider. You can also look into review websites, such as FirstQuote Health, which can help make your decision.
Nevada Medical Insurance Numbers
Is Health Insurance Mandatory In Nevada?
No, starting in 2019, health insurance is no longer mandatory for the residents in Nevada. When Obamacare passed, or the formal name the Affordable Care Act, the individual mandate was created. The mandate made health insurance mandatory for all residents in every state, not just Nevada. Yes, there were few exceptions, but overall the mandate was pretty controversial.
Once President Trump became the head of our country, he decided to try to replace Obamacare. He was unsuccessful, but he was able to eliminate the individual mandate. Some states were not behind this and decided to create the own versions of the mandate, Nevada was not one of these states.