- Overview Of Health Insurance In New Mexico
- Finding Health Coverage In New Mexico
- New Mexico Medical Insurance Numbers
- Is Health Insurance Mandatory In New Mexico?
Overview Of Health Insurance In New Mexico
New Mexico, nicknamed Land of Enchantment, has stunning desert landscapes, bubbling hot springs, snow capped mountains, and beautiful national monuments. With a population of around two million, New Mexico takes the cake of the 36th most populated state and the fifth largest state in area.
New Mexico comes in state health rankings at number 37, as well as number 3 for accidents. All the states in the US should continuously try to improve their health, particularly New Mexico. If you live in the Land of Enchantment, continue reading to find out how you can take care of all your healthcare needs.
Finding Health Coverage In New Mexico
Living in New Mexico can be tempting with all the Mexican cuisine, but residents should always consider leading an active and healthy lifestyle. By working out and eating right, you can improve your health. On top of the apparent factors, your health can be improved by having health insurance for your specific needs.
By enrolling in health insurance you receive a wide variety of benefits, including having access to a primary care physician and preventative services. Your physician can sit with you and create a plan based off of your medical history and your families, to keep you healthy. So if you don’t have coverage or are looking to switch plans, this is how you get started.
New Mexico Open Enrollment Dates
New Mexico decided to create their own marketplace when it came to their Open Enrollment Period. No, they do not follow the federal marketplace, but they did decide to make the time to apply the same timeframe as federal. If you are looking to enroll in the Affordable Care Acts plans through New Mexico’s exchange, you can do so during these dates:
- November 1, 2018 - December 15, 2018
When enrolling in New Mexico’s marketplace, you cannot be denied coverage based on pre-existing or chronic health conditions. You can also apply and qualify for subsidies depending on your income and household size. This may be the best time to look for an insurance plan if you did have health issues, because you will be able to find the least expensive plans that fit in your budget. You can learn more about the exchange and your options here.
New Mexico Health Insurance Quotes
If you do not qualify for government subsidies or do not have an extensive medical history, you may find New Mexico’s marketplace to be out of your budget. If that is your case, you can find other affordable plans through the private health sector. You will find millions of middle-class Americans turning to the private sector since they do not qualify for discounts because of the Affordable Care Act.
You can look into FirstQuote Health to find you the coverage that fits your healthcare needs and budget. All you have to do is enter your zip code to find policies in your area in just minutes. The free quoting tool will allow you to explore all of your options in your city. If you are not the most tech-savvy person, you have access to call an experienced agent who will help you find the coverage that is right for you. Get started now by entering your zip code and get covered as quickly as today.
Coverage From New Mexico’s Best Health Insurance Companies
If you already have a health insurance provider in mind, or you are happy with your current coverage. You can skip the hassle of shopping for a plan. The quickest way to enroll in a health insurance plan is to directly enroll with the provider. New Mexico has some great insurance companies to choose from if you want to skip the process of searching. Some of the most popular options include:
- Presbyterian Healthcare
- New Mexico Connections
If you go with one of the well-known companies above, make sure to put some research into learning more about the provider. An easy way to do this is by doing a quick internet search of what current and former members say about their experiences with the providers. This can give you a good idea if the company can work with your healthcare needs, as well as if they will fit your budget. You can also look at reputable review sites such as FirstQuote Health to learn more about the providers in New Mexico.
New Mexico Medical Insurance Numbers
Is Health Insurance Mandatory In New Mexico?
No, health insurance is no longer mandatory in New Mexico as of 2019. When the Affordable Care Act was passed under President Obama’s term, a piece of legislation known as the individual mandate was included. This piece of legislation required all Americans to enroll in health insurance coverage or get penalized when tax season rolls around, with few exceptions.
President Trump was not fond of this law and he decided to try to completely get rid of the Affordable Care Act, although did not succeed. By not succeeding he decided to sign an executive order to eliminate the individual mandate, which some states did not agree with. These states decided to create their own individual mandates, New Mexico was not one of those states.