- Overview Of Health Insurance In North Carolina
- Finding Health Coverage In North Carolina
- North Carolina Medical Insurance Numbers
- Is Health Insurance Mandatory In North Carolina?
Overview Of Health Insurance In North Carolina
North Carolina, nicknamed the Tar Heel State, has a wide range of elevations, from sea level by the coast, to the highest point in the United States east of the Mississippi River at Mount Mitchell. The state lands right about the middle for the area, coming in at number 28, and one of the most populated states, coming in at number 9.
North Carolina residents fall right outside the middle of the states when it comes to health, landing the number 30 spot for health rankings. Of course some people are healthier than others, but there is always room for improvement for all residents of the United States. So here is what you need to know when it comes to taking care of your health.
Finding Health Coverage In North Carolina
Some people on focus on one half of the battle when it comes to being healthy. They focus on staying active and eating right, but there is more to leading a healthy lifestyle than just those two things. Having health insurance will play an important role in your overall health.
Health insurance is more than a protective service if something happens, it also gives you access to primary care physicians and preventative services. North Carolina residents have access to some of the most well-known health insurance providers, so if you are not covered or are looking to switch plans, here is what you need to know.
North Carolina Open Enrollment Dates
The busiest time of the year for medical insurers is during Open Enrollment. This is the one time of the year where the Affordable Care Act marketplace and exchanges are open for business. Since North Carolina adheres to the federal marketplace Open Enrollment Period, you can enroll in health insurance through the following dates:
- November 1, 2018 - December 15, 2018
During Open Enrollment, North Carolina residents will have the option to enroll in health insurance plans without worrying about being denied coverage for pre-existing or chronic health conditions. You can also apply for government subsidized coverage through North Carolina’s marketplace. You will qualify for subsidies based on your income and household size. Some people will find the most affordable plans through the Affordable Care Act marketplace, while others may not luck out.
North Carolina Health Insurance Quotes
To the people who did not find the most affordable coverage, don’t stress, many Americans are looking into the private marketplace to find insurance plans that are right for them. The Affordable Care Act passed with good intentions, unfortunately the middle-class suffered the most. If you are part of the group that was priced out of the marketplace, your best bet is to turn to the private sector, which is where FirstQuote Health can help you find your match.
FirstQuote Health specializes in assisting residents with finding cheap health insurance quotes in North Carolina. To start all you have to do is enter your zip code, this will provide health insurance plans based on the part of North Carolina you live in. You can also reach out to an experienced agent who can help you find a plan with no obligation. Get stated, and get covered today.
Coverage From North Carolina’s Best Health Insurance Companies
If you are currently happy with your health insurance, or have a provider in mind, you can skip shopping for coverage and call the provider directly. This will save you time and stress from shopping around. The Tar Heel State is known to have some of the best health insurance plans in the country. If you are looking to switch providers or enroll for the first time, here are some of the most popular options in North Carolina.
- Blue Cross Blue Shield of North Carolina
Keep in mind, by enrolling directly with a health insurance provide, you may miss out on some plans that are less expensive or fit your needs better by comparing quotes. Everyone has different healthcare needs, so just because you heard of a company before, does not mean it is the right fit for you or your family.
Before enrolling, it would be a good idea to research the company. One way to quickly research your provider is by searching for reviews from current or previous members of the provider. This can give you greater insight into pricing and what the plan covers. You can also read up on the providers through FirstQuote Health.
North Carolina Medical Insurance Numbers
Is Health Insurance Mandatory In North Carolina?
No, as of 2019 health insurance is no longer mandatory in North Carolina. Once the Affordable Care Act came into play, it implemented the individual mandate, which is a rule requiring Americans to purchase health insurance or face a tax penalty. The piece of legislation was highly controversial, which resulted in pushback from the GOP.
Not long after President Trump took office, he tried to eliminate the Affordable Care Act, which he did not succeed in doing. Instead, he signed an executive order that ended the individual mandate beginning in 2019. Some states were not pleased with this and in an effort to protect the Affordable Care Act decided that they would create individual mandates of their own. North Carolina was not one of those states.