- Overview Of Health Insurance In Ohio
- Finding Health Coverage In Ohio
- Ohio Medical Insurance Numbers
- Is Health Insurance Mandatory In Ohio?
Overview Of Health Insurance In Ohio
Ohio, nicknamed The Buckeye State, after their buckeye trees, partitioned from the Northwest Territory and admitted into the Union as the 17th state in 1803. Ohio is about midway out of the states when it comes to size coming in 34th, however, the Buckeyes come in 7th in population, making it 10th in density.
Ohio lays in the middle of the states when it comes to health rankings coming in at number 32. As well as the residents landing the number 4 spot for most likely to get in an accident. There is definitely room for this Buckeye state to improve their health, as well as the rest of the country. If you are looking to take care of your body, here is what you need to know.
Finding Health Coverage In Ohio
Most people think of exercise and eating right if they are trying to get on track of their health, but that is only half the battle. Having a health insurance plan that matches your needs can help you stay healthy in the long-term.
By having health insurance you can take advantage of a variety of benefits with minimal or no costs. You have access to a primary care physician who can help you create a customized preventive plan to keep your health on track. If you are looking for health insurance coverage in Ohio, here is how you should get started.
Ohio Open Enrollment Dates
Ohio has an annual Open Enrollment Period to receive health. Due to the Affordable Care Act being passed, individuals cannot be rejected for health insurance. States are allowed to have their own marketplace or participate in the federally run marketplace. Most states choose to participate in the federal marketplace, Ohio being with the majority. Ohio’s exchange will run through the following dates:
- November 1, 2018 - December 15, 2018
The Ohio health insurance marketplace is an excellent spot to begin your health insurance search. This marketplace is where you can get the most affordable plan, without being denied coverage. Companies are not allowed to charge higher premiums if you have a previous or current health condition, so this is the way to go if you have any medical complications.
If you are tight on money, Ohio’s health insurance marketplace is the best starting point. Through the federally run exchange, you can apply and qualify for subsidies, which can save you extra money. In order to qualify the government looks into your income and household size.
Ohio Health Insurance Quotes
When the Affordable Care Act came into place, countless Americans were able to afford health insurance. However, millions of middle-class Americans were not able to afford coverage because they did not qualify for government subsidies or premium tax credits. A growing trend of individuals are turning to the private sector to find plans within a budget that is comfortable.
A quick route to find an insurance plan through the private sector is going on FirstQuote Health. FirstQuote Health specializes in finding you the cheapest health insurance quotes in Ohio, without compromising quality. By entering your zip code, you will be able to browse plans in your area. You are also able to call an experienced agent and they will find a plan that fits you. So, enter your zip code, and covered as soon as today.
Coverage From Ohio’s Best Health Insurance Companies
If you have a health insurance in mind or are happily covered, then why go through the hassle of searching for a provider. If you would like to be covered quickly with a large health insurance company in Ohio, popular options include the following:
- Medical Mutual of Ohio
Although it may be easy to go directly to the provider, you want to make sure you get the right coverage for you. Everyone has different healthcare needs and just because a company is well-known does not mean it is the right fit. You can look more into the company by searching for reviews by current or previous members of the provider on the internet. Another way is by checking out FirstQuote Health, which can provide the reviews for you.
Ohio Medical Insurance Numbers
Is Health Insurance Mandatory In Ohio?
No, health insurance is no longer mandatory in Ohio starting in 2019. When the individual mandate was created, which is under the Affordable Care Act, it required all Americans to register for health insurance or receive a fine, with few exceptions. This piece of legislation was highly controversial and received backlash for anyone who did not support Obamacare.
Once President Trump took office, he decided he wanted to repeal the Affordable Care Act, which he tried to do. However, he did not succeed. Instead, he decided to sign an executive order eliminating the individual mandate beginning in 2019. Some states did not agree to this so they created their own mandates, Ohio was not one of those.