- Overview Of Health Insurance In Pennsylvania
- Finding Health Coverage In Pennsylvania
- Pennsylvania Medical Insurance Numbers
- Is Health Insurance Mandatory In Pennsylvania?
Overview Of Health Insurance In Pennsylvania
Pennsylvania, nicknamed The Keystone State, was one of the original 13 colonies. In the state’s largest city, Philadelphia, you can find Independence Hall, where the Declaration of Independence and Constitution were signed, as well as the Liberty Bell, a symbol of American freedom. Residents of The Keystone State live in one of the top populous states, coming in at number 6, yet the state’s area ranks at number 33.
Residents of Pennsylvania are in the middle of the pack when it comes to health, ranking number 23 in state health rankings. By being in the middle, or even the states coming in the top, there is always room for improvement. So if you’re looking to take better care of your health this year, this is what you need to know.
Finding Health Coverage In Pennsylvania
Having diverse terrain such as farmlands, national forests, and mountains, should keep residents very active. But, being healthy is more than staying active and eating right. It is only half the battle, the other half is having the right health insurance for your body.
Health insurance is overlooked as being a key part of your healthcare, but it is. By having health insurance you have the right to an experienced primary care physician, who can work with you to create a personalized preventive plan based on your medical history as well as your families. If you are on the market for health insurance in Pennsylvania, here is where to start.
Pennsylvania Open Enrollment Dates
Pennsylvania has an annual Open Enrollment Period for their residents where they can access the health insurance marketplace. Ever since the Affordable Care Act passed, enrolling in coverage through the marketplace has been a popular option for Americans. If you are looking to enroll in Pennsylvania’s marketplace, Open Enrollment runs through the following dates:
- November 1, 2018 - December 15, 2018
Many people in Pennsylvania look at the marketplace first when shopping for affordable health insurance. When companies off plans through an exchange, they have to abide by the federal rules, which they are not allowed to deny coverage or charge more based on medical history. If you have chronic or pre-existing health conditions, the marketplace is where you should start.
If you are looking to spend the least amount of money, you may be able to qualify for Medicaid, which you can apply for through the marketplace. On top of applying for Medicaid, on Pennsylvania’s health exchange you can qualify for government subsidies to help your wallet out.
Pennsylvania Health Insurance Quotes
When Obama passed the Affordable Care Act, he had great intentions to provide more affordable health insurance options for the residents of The Keystone State, along with the rest of the country. Unfortunately, it did not help millions of Americans in the middle class who were not able to qualify for subsidized coverage. For this reason, individuals and families are turning to the private sector to find affordable health insurance plans.
If you are looking to not compromise the quality of your coverage, FirstQuote Health can help you out. FirstQuote Health specializes in finding residents cheap and affordable health insurance quotes in minutes. Pennsylvania residents enter their zip code and browse through the top health insurance quotes in your area. If needed, you can speak with an experienced agent with no obligation. Enter your zip and get covered as quickly as today.
Coverage From Pennsylvania’s Best Health Insurance Companies
If you are happy with the coverage you have or are short on time, you can enroll with Pennsylvania’s most well-known insurance companies. Pennsylvania has extraordinary options when it comes to providers, including companies you should recognize. If you are looking to enroll quickly, below is a list of the top health insurance companies in Pennsylvania:
- Independence Blue Cross
- UMPC Health
If you enroll with one of these health insurance companies directly, it is important to do your research. Just because you recognize the provider, does not mean it is the right fit for you. Everyone has different healthcare needs, so make sure to check out a few options to find the best, most affordable one for you.
In order to find if the provider is the right fit, you can do a quick search online. Current and past customers leave their experiences with their companies on review sites which will give you a more personal feel to see if this is the right option for you. You can also look into health insurance companies, like FirstQuote Health to read reviews about these providers.
Pennsylvania Medical Insurance Numbers
Is Health Insurance Mandatory In Pennsylvania?
No, health insurance in Pennsylvania will no longer be mandatory for residents starting 2019. When Obamacare, other known as the Affordable Care Act, passed it created a legislation known as the individual mandate. The mandate made it more difficult for the middle class to qualify for subsidies, which ended up receiving backlash.
Once President Trump took office he had a goal of repealing the Affordable Care Act, which ended up being unsuccessful. After he tried a few times, he decided to take another approach to undermine the landmark healthcare legislation by signing an executive order eliminating the individual mandate. Some states were not happy with this decision and decided to create their own versions of the mandate, Pennsylvania was not one of them.