- Overview Of Health Insurance In Rhode Island
- Finding Health Coverage In Rhode Island
- Rhode Island Medical Insurance Numbers
- Is Health Insurance Mandatory In Rhode Island?
Overview Of Health Insurance In Rhode Island
Rhode Island, nicknamed The Ocean State, which is referenced to the large bay and inlets that amount to 14% of the states total area. Being the 13th state to be admitted into the Union, Rhode Island is ranked 50th in size and 43rd in population. This makes Rhode Island the 2nd most densely populated state in the country.
The Ocean Stay is amongst the healthiest states in the country coming in 3rd for health rankings. However, no matter your ranking, there is always room for improvement when it comes to your healthcare. If you live in Rhode Island, here is how to go about taking care of your health.
Finding Health Coverage In Rhode Island
A healthy lifestyle consists of more than just working out and eating right. A major factor in staying healthy is making sure you have the right health insurance plan for your specific needs. Health insurance is more than just a backup in case a major accident, it is a key factor in making sure you keep up with your healthcare.
When you enroll in health insurance, you receive access to a primary care physician, which can help you create a preventative plan to protect you later down the road. When creating a preventive plan, you and your doctor are able to take in consideration of your previous medical history, as well as your families. If you are looking for coverage, here is how to find the perfect insurance in Rhode Island.
Rhode Island Open Enrollment Dates
Rhode Island’s Open Enrollment Period is different than the majority of the states that adhere to the federal Open Enrollment Period. Rhode Island decided to create their own state enrollment timeframe, which is over two weeks longer than the federal period. The dates your can enroll are the following:
- November 1, 2018 - December 31, 2018
During Open Enrollment, many residents of The Ocean State can find the most affordable health insurance plans. Even if you have a pre-existing or chronic health condition, you will not be denied coverage. The marketplace has to provide you with coverage at the same premiums that healthy individuals pay. During this period, you are also able to apply for subsidized health coverage to help with the bills.
Rhode Island Health Insurance Quotes
Unfortunately, millions of Americans are no longer qualifying for subsidies, which is pricing them out of the marketplace. These individuals are finding out that next best thing is searching the private sector to find affordable health insurance plans in Rhode Island. FirstQuote Health can help you find these plans.
FirstQuote Health specializes in assisting individuals with finding the best health insurance coverage in Rhode Island by letting you compare plans for free. Pricing and plans vary by location, so all you need to do is enter your zip code to see what’s available in your area. Search for quotes now, and get covered as soon as today!
Coverage From Rhode Island’s Best Health Insurance Companies
If you know which provider you want to go with or have coverage that you are happy with, you can avoid the nuisance of shopping around and enroll with one of Rhode Island’s largest health insurance companies. Some of the most popular choices include the following:
- Blue Cross Blue Shield of Rhode Island
- Neighborhood Healthcare
- United Healthcare
Even if you have the provider set, I would take a moment to research before enrolling. You can look into current and past members to see what they said about the health providers. Everyone is different when it comes to the coverage they need, but browsing reviews is always a great way to understand a company. If searching the internet is too much, you can go on FirstQuote Health and learn more about the health insurance providers in Rhode Island.
Rhode Island Medical Insurance Numbers
Is Health Insurance Mandatory In Rhode Island?
No, starting 2019 the federal government will no longer make American’s buy health insurance. However, there are some states that are considering changing that. When the Affordable Care Act was passed in 2014, the individual mandate came into play. The individual mandate made health insurance mandatory for all Americans, or they have to pay a fine, with few exceptions.
Since the individual mandate was highly controversial, President Trump signed an executive order to eliminate the mandate. Some states were not pleased with this so they created their own versions. Rhode Island is currently in the process of passing their own version of the mandate, so make sure to get health insurance or you may face a penalty come 2019.