- Overview Of Health Insurance In South Carolina
- Finding Health Coverage In South Carolina
- South Carolina Medical Insurance Numbers
- Is Health Insurance Mandatory In South Carolina?
Overview Of Health Insurance In South Carolina
South Carolina is one of the original thirteen colonies, but the state was also the first to vote in favor of secession from the Union in 1860. After the American Civil War ended, South Carolina readmitted into the Union in 1868. South Carolina is known for its beautiful coastline, gardens, and historic sites. The state is also the 40th most extensive and 23rd most populous in the US.
Even with the scenic coastline, which would be amazing to go on a run along, residents of South Carolina land at number 36 in health rankings. Coming in the bottom half of the middle of the pack, shows there is room for improvement healthwise, not only for South Carolina but the whole country. If you are looking to improve your healthcare, here is what you will need to know.
Finding Health Coverage In South Carolina
The dynamic towards working out and starting diets has completely changed in the last decade. Health has become a major concern of Americans, but they are missing out on one main factor when it comes to being healthy. Having the right health insurance can mean the difference between staying on top of your healthcare or not.
By enrolling in a health insurance plan, you have access to an experienced primary care physician, as well as the ability to create a preventive plan. By creating a preventative plan with your physician, you can see what previous illnesses your family had or even issues you had in the past. You can create a personalized plan to see what you can do now to hopefully prevent future illness. So if you are in the market to a health insurance plan that is right for you in South Carolina, this is how to get started.
South Carolina Open Enrollment Dates
Once a year, the annual Open Enrollment Period takes place after the Affordable Care Act (ACA) was implemented. The ACA was executed under President Obama, which made it illegal for Americans not to have health insurance coverage. During the period, the South Carolina marketplace opens up to let all residents enroll without having to worry about being denied coverage.
Majority of states run their health insurance exchange federally, but you will find that some states decided to make their own exchange. South Carolina sits with the majority. If you are looking to enroll for health insurance in South Carolina, you can find the Open Enrollment Period below:
- November 1, 2018 - December 15, 2018
The open enrollment period in South Carolina is the best time to find affordable health insurance for some residents. The reason being, you cannot be denied coverage for your medical history and the policies cannot charge you higher rates against someone who is healthy. When you enroll you are also able to apply for subsidies based on your income to lower your monthly expenses.
However, for South Carolina residents it is becoming more difficult to qualify for subsidies, making the health insurance marketplace more expensive than alternative options. You can learn more about the ACA exchange and explore your options here.
South Carolina Health Insurance Quotes
If you do not qualify for subsidies under the Affordable Care Act, the best bet to look for cheap health insurance would be through the private sector. Millions of Americans are turning to the private sector since they cannot get subsidies anymore. FirstQuote Health can be a great resource to use if you are trying to easily compare plans and find the right fit in your budget.
FirstQuote Health specializes in helping residents in The Palmetto State find and compare the cheapest health insurance quotes in South Carolina without compromising the quality of coverage. To start all you have to do is enter your zip code to get the prices and plans for your area. If you are not the most technical person, or just enjoy talking to someone on the phone, you can reach out to their experienced agents to work with you to find the plan that matches your health needs. Enter your zip and get covered today.
Coverage From South Carolina’s Best Health Insurance Companies
Looking through multiple quotes can get tiring. If you have an insurance provider in mind, or are going to stick with your current plan, you can enroll directly with their company. If not below are some of the most popular health insurance providers in South Carolina:
- Blue Cross Blue Shield of South Carolina
- United Healthcare
If you decided you quickly want to enroll in one of these companies be sure to do some research first. You may not be getting the best plans or prices by going with a brand name you recognize. Everyone’s health needs are different, so make sure to do some research to find what matches your needs. A quick search on the internet for testimonials from past or current members is a great way. Otherwise, you can look at FirstQuote Health who can break down the providers for you.
South Carolina Medical Insurance Numbers
Is Health Insurance Mandatory In South Carolina?
No, as of 2019 having health insurance in South Carolina is no longer required. When the Affordable Care Act passed, the piece of legislation known as the individual mandate required US citizens to have to have health insurance. This was a controversial subject, causing backlash in the government.
When President Trump took office, he truly wanted to repeal the ACA. He was unsuccessful, but he was able to sign an executive order eliminating the individual mandate. South Carolina obeyed Trump’s new plan, but other states decided to make their own versions of the individual mandate.