- Overview Of Health Insurance In South Dakota
- Finding Health Coverage In South Dakota
- South Dakota Medical Insurance Numbers
- Is Health Insurance Mandatory In South Dakota?
Overview Of Health Insurance In South Dakota
South Dakota, known for Mount Rushmore, has some of the most beautiful national parks, and scenic drives. Being one of the larger states, ranking 17th in area, it is shocking that the state comes in 46th for population. The state is the fifth least densely populated of the 50 states. South Dakota and North Dakota simultaneously joined the Union as the 39th and 40th states.
South Dakota are right about in the middle of the pack of being the healthiest state in the country, taking number 24 out of the 50 states. There is always room for improvement in healthcare for South Dakota, but our country as well. If you are looking to fulfill your healthcare needs, this is what you need to know.
Finding Health Coverage In South Dakota
With all the national parks it should be easy for residents of South Dakota to be healthy, but being healthy is more than just being in shape and eating right. One of the main aspects of your health is to be enrolled in a quality health insurance. Health insurance is more than just a buffer if you get in an accident but a key factor in maintaining your overall health.
Health insurance allows members to create a preventative plan with their primary care physicians to avoid any serious issues late on in life. You are able to work off of your medical history, as well as your families history, to create a plan that can help with any issues down the road. It’s a great idea to invest in yourself, if you are not covered, here are the best ways to find the perfect health insurance in South Dakota.
South Dakota Open Enrollment Dates
Every year, the Open Enrollment Period comes around the corner. The Open Enrollment Period was created through the Affordable Care Act, also known as Obamacare, and is the one time a year the South Dakota marketplace is open for all residents. While the majority of states follow the federal marketplace, others chose to create their own, South Dakota being on the federal side. If you live in South Dakota and are looking for a health insurance plan, the Open Enrollment Dates are as follows:
- November 1, 2018 - December 15, 2018
For many residents, you can find the most affordable coverage during the Open Enrollment Period. The main reason is because health insurance companies are not allowed to deny coverage based on previous medical history or chronic health conditions. The health insurance providers also are not allowed to charge you more than someone who is healthy. During the Open Enrollment Period, you can also apply for subsidies, and if you qualify, your expenses will decrease significantly.
South Dakota Health Insurance Quotes
Unfortunately, it is getting harder to qualify for subsidies. You will find millions of Americans who don’t pass which make it hard for them to afford health insurance through the marketplace, so they turn to the private sector. If the same thing has happened to you, here’s how FirstQuote Health can help.
FirstQuote Health can help you find the most affordable health insurance quotes in South Dakota. You will find different plans and pricing in different areas, so to start all you have to do is enter your zip code. Once you enter your zip code, in less than five minutes you will be able to compare plans in your area. If you need any help they have experienced agents who you can directly call to assist you with no obligation. Fill out a quote and get covered as soon as today.
Coverage From South Dakota’s Best Health Insurance Companies
Shopping for new health insurance can be dreadful. If you have an insurance provider in mind or are happy with your current provider, the easiest way to get covered is to reach out to the company directly. Otherwise, South Dakota has plenty of qualified options, which include some of the following:
- Avera Health
- Sanford Health
Understand, that when you enroll in coverage directly, you’re going to be putting yourself at a disadvantage. While all the companies listed above are well-known, but that doesn’t mean they’re the best fit for you. Everyone’s healthcare needs are different, so what works for others may not work for you.
Do some quick research before enrolling, because it’s important to see what others are saying and learn what these companies provide. You can do a quick search for reviews online which will show you what current and past members say about their experience with the health insurance provider. You can also choose to read up on companies with sites like FirstQuote Health.
South Dakota Medical Insurance Numbers
Is Health Insurance Mandatory In South Dakota?
No, starting in 2019 health insurance is not mandatory in South Dakota. Under Obama’s term in office, the individual mandate required Americans to enroll in health insurance. This mandate was created through the Affordable Care Act (ACA), which was very controversial, especially to those who did not support President Obama.
Once President Trump came into took, he wanted to replace the Affordable Care Act, but did not find success. Instead, he settled by signing an executive order to eliminate the individual mandate starting in 2019. Some states were not happy with this decision, so they went to make their own forms of the mandate, South Dakota was not one of those states.