Looking for a Health Insurance Quote?

Get a free quote in under 5 minutes with our online form!

GET A QUOTE

Tennessee Health Insurance Stats

Learn more about a variety of statistics about health care coverage in Tennessee

Average Lifespan
Average Lifespan
76.3 /YRS
Insurance Costs
Average Health Insurance Cost
$462.00 /MO
Hospitals
Number of Hospitals
135
Health Rank
Health Ranking
43
Expanded Medicaid
Expanded Medicaid
False
Marketplace
Health Insurance Marketplace
Federal
Population
Population
6,715,984
Healthcare Costs
Healthcare Costs
(Expenses per inpatient stay)
$1704.00
Did you know?
Learn more about a variety of statistics about health care coverage in Tennessee
Health Issues
Top Public Health Issues
  1. Heart Disease (9th)
  2. Cancer (4th)
  3. Chronic Lower Respiratory Disease (8th)
Health Companies
Largest Health Companies
  1. BCBS of Tennessee
  2. Tennessee Rural Health
  3. UnitedHealth

Overview Of Health Insurance In Tennessee

Tennessee is nicknamed The Volunteer State because of the of the state’s willingness to volunteer for military service during the War of 1812. Otherwise, the majority of people associate Tennessee with the Country Music Hall of Fame, as well as the honky-tonks and dance halls in Nashville. Ranking 36th in the largest area, and 16th in the largest population, you are sure to see lots of residents line dancing in downtown Nashville.

The volunteer state is in the bottom tier of states for health rankings, coming in 43rd. While not everyone may be line dancing to stay in shape, there is room for improvement throughout all the states and not just Tennessee. If you are a resident of Tennessee and are looking to have your healthcare needs taken care of, here’s what you need to know.

Finding Health Coverage In Tennessee

Most people consider someone to be healthy if they work out and eat right, but there is more to being healthy than just those two things. A big part of your healthcare is having the right health insurance. Health insurance is more than just a policy you should have in case you get in a bad accident, but it plays a key role in your health.

Having health insurance allows residents of Tennessee to work directly with their primary care physicians to create a preventive plan to save you from illness down the road. You can work with previous medical history or genetic history to see what you can do now to stay healthy before it is too late. If you do not have health insurance but are looking, here is how to find the best coverage in Tennessee.

Tennessee Open Enrollment Dates

Different states have different enrollment periods. The majority are federal, which Tennessee is, but others like to have their own state plans. Open Enrollment Periods began when the Affordable Care Act came into play. States were allowed to follow the federal plan that was created or branch off and make their own marketplace. During this period you are able to enroll in your state’s marketplace without worry of being denied. Below are Tennessee’s Open Enrollment Dates:

  • November 1, 2018 - December 15, 2018

As stated above, if you enroll during this period, you cannot be denied coverage regardless of your medical history. So if you are living with a chronic or pre-existing health condition, Tennessee’s marketplace can be your most affordable coverage option. While applying for coverage you can also apply for subsidized coverage, if you qualify, this can really help out your wallet.

Tennessee Health Insurance Quotes

If you are in the growing amount of individuals who do not qualify for subsidies you may find yourself priced out of Tennessee’s health insurance marketplace. If this is your case, the next place to turn is to the private sector, which a large amount of Americans are resorting to.

An easy way to do this is by using FirstQuote Health and start by entering your zip code. The site will pull up all your available coverage options while making it easy to compare plans. If you do not know where to start you can directly call their experienced agents who will walk you through the process. Once you enter your zip code, you can complete the form in five minutes to find the right plan for you. The free quoting system will take the pain out of shopping around for different plans. Try it out now with no obligation and get covered as quickly as today.

Coverage From Tennessee’s Best Health Insurance Companies

If you’re happy with your current health insurance plan, or already have a provider in mind, then you can choose to enroll directly with one of Tennessee’s largest health insurance companies. By being a resident of Tennessee you have a ton of reputable provides to choose from. Here are some of the most popular options for The Volunteer State.

  • BCBS of Tennessee
  • Tennessee Rural Health
  • UnitedHealthcare

If one of these options appeals to you, or you have a health insurance company in mind, it is important to still do research before enrolling. You may have heard one provider is better than another, but everyone has different healthcare needs. Just because a provider is the most expensive or the most well-known does not mean it is the best fit for you.

Some quick research you can do is a search on the internet for reviews from current and past members to see what they are saying about the company. If you want more general news you can look on FirstQuote Health to learn more about the providers.

Tennessee Medical Insurance Numbers

EmployerIndividual/FamilyMedicaidMedicareOther PublicUninsured
46%6%20%15%N/A%11%

Is Health Insurance Mandatory In Tennessee?

No, health insurance is not mandatory in Tennessee beginning 2019. After Obamacare was passed, which is known as the Affordable Care Act, the individual mandate was created. This mandate required Americans to have health insurance coverage or face a penalty come tax season, with a few exceptions. The individual mandate received backlash, mainly from people who did not support President Obama.

Once President Trump took office he promised to get rid of this piece of legislation, which he did. He signed an executive order to eliminate the mandate as an effort to discharge the Affordable Care Act, which he was not successful with. Some states did not like this so they created their own versions of the mandate, Tennessee was not one of those states.