- Overview Of Health Insurance In Texas
- Finding Health Coverage In Texas
- Texas Medical Insurance Numbers
- Is Health Insurance Mandatory In Texas?
Overview Of Health Insurance In Texas
Texas, nicknamed The Lone Star State, signifies its former status as an independent republic and as a reminder of the struggle to become independent from Mexico. Texas became admitted into the Union in 1845, being the 28th state. The Lone Star State is the second largest state in the US behind Alaska, while also having the second highest population behind California.
Texas is on the bottom tier for least healthy states, coming in the health rankings at number 44. For being well-known for their barbeque and Mexican food, we can understand why. Every state has room for improvement in taking care of your health, with Texas being a front-runner. If you are looking to take care of all your healthcare needs, here’s what you need to know.
Finding Health Coverage In Texas
Leading a healthy lifestyle by working out and eating right plays a main part in staying healthy. On top of staying physically in shape and eating low-fat foods, you also need to consider getting a great health insurance plan. Health insurance is there for more than just protection in an emergency, but playing a key role in your health as well.
By having health insurance you have access to your primary care physician who can help you with multiple things. One of the main services your plan offers, which many people do not take advantage of, is working with your doctor to create a preventive plan with you. By doing this you can maintain your health so you do not get sick. If you are looking for health insurance in Texas, here’s how you can get started.
Texas Open Enrollment Dates
States have the option to create their own state-run marketplace or participate in the federally managed marketplace, thanks to the Affordable Care Act (ACA). Texas is with the majority of the states who chose to run it federally. By choosing this, residents in Texas are eligible to enroll in health insurance coverage without worrying about being denied on an annual term. The Open Enrollment Period in Texas runs through the following dates:
- November 1, 2018 - December 15, 2018
If you are looking for the most affordable health insurance, the Texas marketplace can be the choice for you. All policies sold through the marketplace must offer certain benefits, as well as letting you apply and hopefully qualify for government subsidized coverage based on your household size and income. For anyone living with chronic or pre-existing health conditions, health insurance companies in Texas are not allowed to deny you coverage or even raise your rates.
Texas Health Insurance Quotes
When the ACA was passed, the goal was to make health insurance more affordable for everyone. However, more and more Americans are not qualifying for subsidies, and find coverage through the marketplace is too expensive without subsidies. Because of this, you will find a lot of individuals and families turning to the private sector in order to find coverage that fits their budget.
If you are looking for the most affordable health insurance quote in Texas, without sacrificing quality, FirstQuote Health can help you out. On FirstQuote Health website all you have to do is enter your zip code to get started. After that, you will be able to compare plans for what is available in your area. If you find it easier to speak with someone, you can also reach out to their helpful agents with no obligation. Go ahead and enter your zip code to get covered as soon as today.
Coverage From Texas’s Best Health Insurance Companies
If you already have a provider you like or have one in mind, the easiest way to get covered would be to reach out to the company directly. By Texas being the second largest state in the country, there are tons of qualified health insurance options in the area. If you’re looking to enroll with one of the top health insurance companies in Texas, here are the most popular options:
- Health Care Service Corporation (HCSC)
By enrolling, this may be the easiest way to get covered, but you need to make sure the provider is the right choice for you. Just because a company is well-known does not mean it is the right fit. You want to do some research before deciding on a provider. A great way to find out more information is to see what current and past members think about the company, to find this out all you have to do is search ‘Company ABC reviews’ on the internet. Another way to learn more about the providers is through FirstQuote Health.
Texas Medical Insurance Numbers
Is Health Insurance Mandatory In Texas?
No, health insurance is not mandatory in Texas beginning in 2019. When the Affordable Care Act passed under Obama’s Presidency, a piece of legislation known as the individual mandate came into play. The Individual mandate required all Americans to enroll in coverage or face a penalty come tax season, with a few exceptions.
Many people called the legislation unconstitutional, by forcing everyone to get coverage. When Republican President Donald Trump took the office, he quickly signed an executive order to eliminate the original mandate starting in 2019. Many states still want to have the rules from the piece of legislation, so they decided to create their own versions of the mandate. Texas is not one of those.