- Overview Of Health Insurance In Virginia
- Finding Health Coverage In Virginia
- Virginia Medical Insurance Numbers
- Is Health Insurance Mandatory In Virginia?
Overview Of Health Insurance In Virginia
If you ever drove through Virginia you would see the signs “Virginia is for Lovers” on the borders. This was one of the greatest advertising campaigns to get individuals to visit the state in 1969. This term has become well-recognized and often imitated part of American jargon. On top of great advertising campaigns, the Old Dominion state was the 10th state to enter the union making it one of the 13 original colonies. Virginia is the 12th most populous state, and surprisingly the 35th largest in area.
The Old Dominion state falls outside the top tier when it comes to health, landing at number 15 in health rankings. The state may be one of the healthier states but there is always room for improvement when it comes to taking care of yourself, so here’s what you need to know.
Finding Health Coverage In Virginia
Living a healthy lifestyle by staying in shape and eating right is just part of the battle when it comes to staying truly healthy. One way to stay on top of your health is to have the right health insurance plan. Having health insurance you can save money down the road for unexpected accidents, as well as prepare for any medical issues to occur.
Being covered gives you access to a variety of medical services including primary care physicians who will help with preventive services. The best part about living in Virginia is that you have access to some of the top health insurance providers in the country, so if you’re not covered, or looking to switch plans, here’s what you need to know.
Virginia Open Enrollment Dates
The medical industry has their biggest demand during the Open Enrollment period. This is the time of the year where individuals can enroll in the Affordable Care Act marketplace, also known as Obamacare. With Virginia being a part of the federal marketplace, which means it adheres to the federal Open Enrollment period, your time to enroll runs through the following dates:
- November 1, 2018 - December 15, 2018
This period is beneficial to anyone who is worried about being denied coverage by either having pre-existing or chronic health conditions. During Virginia’s Open Enrollment period, residents are able to apply for health insurance without being denied. You’ll also be able to apply for subsidized coverage depending on your income level and household size. For some, the Obamacare marketplace will be the most affordable health insurance option in the state of Virginia.
Virginia Health Insurance Quotes
The health insurance marketplace has become expensive for individuals and families who do not qualify for government subsidies or premium tax cuts, due to the Affordable Care Act. If you are one of the millions of Americans who got priced out of the health insurance marketplace, then your best bet is to join the private sector, FirstQuote Health can help you look into this.
FirstQuote Health will help you take out the pain of shopping for health insurance by helping residents find affordable health insurance quotes in Virginia easily. Depending on where you live your plans can vary, to start all you have to do is enter your zip code and you can see what is available to you. If needed, you can speak with an experienced agent with no obligation, and get covered as soon as today.
Coverage From Virginia’s Best Health Insurance Companies
If you are happy with your current health insurance, or if you have a provider in mind, the easiest way to get coverage is through the provider directly. The Old Dominion state has some of the best plans available in the country. Here are some of the most popular health insurance companies in Virginia.
If you enrolled directly with a health insurance provider, you may find you could be saving more if you compared quotes. You want to find the right policy that fits your needs and not just the most popular plan. Everyone has different healthcare needs, so what works for someone may not work for you.
Before enrolling, I’d advise researching the health insurance companies. You can do a quick internet search to see what other members feel about their current provider or their previous provider to get a feel of the insurance plans. FirstQuote Health is also a good resource to read up on the companies.
Virginia Medical Insurance Numbers
Is Health Insurance Mandatory In Virginia?
No, health insurance is not mandatory in the state of Virginia starting in 2019. The individual mandate came into play after the Affordable Care Act took effect. The mandate is a rule requiring Americans to purchase health insurance or face a tax penalty. The piece of legislation was highly questionable, which resulted in pushback from the GOP.
After President Trump took office, he signed an executive order that effectively ended the individual mandate starting in 2019. However, some states, who want to protect the Affordable Care Act, decided they would implement individual mandates of their own. Virginia was not one of those states.