- Overview Of Health Insurance In West Virginia
- Finding Health Coverage In West Virginia
- West Virginia Medical Insurance Numbers
- Is Health Insurance Mandatory In West Virginia?
Overview Of Health Insurance In West Virginia
West Virginia is known as the Mountain State, which is justified by having an average elevation of about 1,500 feet above sea level. Its elevation is higher than any other state located east of the Mississippi River. West Virginia is isn’t one of the largest states, coming in 41st for size, they also are on the low end of the population, coming in 38th.
Despite having all of the mountains, West Virginia has a low health ranking at number 40. Residents of West Virginia come in 1st for the most accidents and in 3rd for cancer. There is definitely room for improvement here. If you live in the Mountain State, continue reading to learn how to take care of your health.
Finding Health Coverage In West Virginia
Many people say the key to stay healthy is being active and eating healthy, but there is a greater extent. If you live in West Virginia you should look into getting a health insurance plan that fits your needs. Health insurance is more than just being covered if an accident occurs, but also preventing medical issues down the road. By being enrolled in a health plan, you are able to access your primary physician and create a preventative plan to avoid future disasters. If you’re looking to get covered, here’s how to get started:
West Virginia Open Enrollment Dates
West Virginia joins the majority of the states by adhering to the federal Open Enrollment Period. This period was established by the Affordable Care Act (ACA), and President Trump is in the process of changing this. If you are looking to enroll West Virginia’s health insurance marketplace will be available to enroll through the following dates:
- November 1, 2018 - December 15, 2018
West Virginia residents will be able to enroll for health insurance, and be eligible for health subsidies, during the federal Open Enrollment Period. Subsidies will be based on your household size and income, if you are eligible, this will likely be the most affordable health insurance plan.
For the West Virginia residents who do not qualify for subsidies, you can find other affordable plans through the health insurance marketplace. You can explore your options and learn more about the ACA exchange here.
West Virginia Health Insurance Quotes
As mentioned above, if you don’t qualify for subsidized health coverage, the private sector will be your best bet for affordable health insurance in West Virginia. FirstQuote Health can help you find the best-priced plans for you.
FirstQuote Health can help you compare quotes in five minutes. To start, all you have to do is enter your zip code and fill out the easy questionnaire afterward. On top of the tool being quick to use, it is completely free. You also have access to speak to an experienced agent who can help you find the perfect plan for you. Get started today by entering your zip code, to get coverage as soon as today.
Coverage From West Virginia’s Best Health Insurance Companies
If you are not interested in receiving quotes, another quick way to enroll is directly with one of West Virginia’s top health insurance companies. This leaves you with fewer options, but will take the pain away from shopping around. Some of the most popular plans include:
- United Healthcare
- Care Source
Keep in mind, you always want to research before selecting an insurance provider. You want to make sure you are finding the right fit for you and not just the most well-known insurance in West Virginia. You can easily look into these providers by doing a quick internet search and seeing what reviews these companies have from current or previous members. You can also learn more about these companies through FirstQuote Health here.
West Virginia Medical Insurance Numbers
Is Health Insurance Mandatory In West Virginia?
No, health insurance is not required to have in West Virginia as of 2019. When President Obama was in office he passed the Affordable Care Act (ACA), which made it a requirement for all Americans to enroll in health coverage or face a tax penalty. This legislation was called the individual mandate, which is questionable to this day.
President Trump’s administration promised to repeal the ACA, but was unable to do so. Trump decided to find another way around this and was able to sign an executive order that repealed the individual mandate beginning in 2019. West Virginia decided to stay with the majority of states and followed Trump’s new plan.