If you look at the pricing of Blue Cross Blue Shield plans below, you will notice a wide range. Blue Cross Blue Shield will have plans available for everyone, regardless of age and medical history. Keep in mind these prices are not exact and will vary depending on where you live among other factors, and there are also discount programs available to those who qualify.
Your best bet is to compare Blue Cross Blue Shield rates in your area with First Quote Health for a more exact estimate.
| Age Range | Pricing |
|---|---|
|
35+ year olds |
$200 - $400 |
|
45+ year olds |
$250 - $470 |
|
55+ year olds |
$390 - $800 |
Blue Cross Blue Shield is a major player in the health insurance marketplace. Through the marketplace, you can enroll in a Blue Cross Blue Shield plan regardless of what state you’re in. The best part, they have options.
Like every health insurance company that offers plans for the exchange. Below is a breakdown of the different types of health insurance plans you can choose from. The type of plan has no impact on the quality of healthcare you will receive but will impact what you will be paying in premiums and for out-of-pocket costs.
If you are a person with an extensive medical history, you may want to opt for the Blue Cross Blue Shield Gold or Platinum plan. If you are young, healthy, and looking to save a couple bucks, you should go with the Blue Cross Blue Shield Bronze or Silver plan.
Blue Cross Blue Shield Marketplace Plans
| Plan Type | Percent of Essential Benefit Covered | Monthly Premium |
|---|---|---|
| Blue Cross Blue Shield Bronze Plan | 60% | Low cost - Low quality |
| Blue Cross Blue Shield Silver Plan | 70% | Average premiums - Average out-of-pocket costs |
| Blue Cross Blue Shield Gold Plan | 80% | High premiums - Low out-of-pocket |
| Blue Cross Blue Shield Platinum | 90% | Highest premium - Lowest out-of-pocket costs |
Blue Cross Blue Shield Dental
Blue Cross Blue Shield dental plans are also available with or without your individual health insurance plan. You can visit their company site and opt to add Blue Cross Blue Shield dental to your health insurance plan. Feel free to talk to an agent to help you with the process as well.
Blue Cross Blue Shield PPO
Blue Cross Blue Shield PPO plans give you flexibility. These plans give you the freedom of choice when it comes to choosing doctors, hospitals, and any other healthcare professionals. Another benefit of a PPO plan is that you don’t need to use a primary care physician to get a referral to a specialist, and can get seen by both in and out-of-network providers. The drawback of a Blue Cross Blue Shield PPO plan is that you will have to shell out a bit more each month.
Anthem Blue Cross Blue Shield
If you live anywhere but California, Anthem Blue Cross Blue Shield actually formed an association with BCBS and works together. You can enroll in an Anthem plan just as easily as a regular Blue Cross Blue Shield plan.
Anthem is a company under within the federation of Blue Cross Blue Shield unless you’re in California. In California, the two companies are actually competitors. The difference, Anthem is a for-profit company, while Blue Cross Blue Shield is a not-for-profit company. However, both offer great coverage, and Anthem Blue Cross Blue Shield is listed as the second largest health insurance company in the US.
Anthem Blue Cross Blue Shield offers Medicare plans, employer coverage, individual and family health insurance plans, and more! Speak to an agent today to figure out if an Anthem Blue Cross Blue Shield plan is right for you.
The informational statements regarding insurance coverage are for general description purposes only.